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DebtFederal Student Loan Overhaul Takes Effect July 1 — SAVE Plan Out, RAP Plan InCreditCredit Card Interest Rates Hold Near 19.56% as Fed Signals No 2026 Rate CutsEconomyUS Economy Added 172,000 Jobs in May; Unemployment Holds Steady at 4.3%BudgetingOne in Three Americans Calls Their Finances 'Struggling' or 'In Crisis' in 2026BankingCDs Are Paying Up to 4% APY This Month — Advisers Say Lock In Before Cuts ReturnDebtFederal Student Loan Overhaul Takes Effect July 1 — SAVE Plan Out, RAP Plan InCreditCredit Card Interest Rates Hold Near 19.56% as Fed Signals No 2026 Rate CutsEconomyUS Economy Added 172,000 Jobs in May; Unemployment Holds Steady at 4.3%BudgetingOne in Three Americans Calls Their Finances 'Struggling' or 'In Crisis' in 2026BankingCDs Are Paying Up to 4% APY This Month — Advisers Say Lock In Before Cuts Return
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Today’s Lead Story
Tuesday, June 23

Debt

Federal Student Loan Overhaul Takes Effect July 1 — SAVE Plan Out, RAP Plan In

via NPR

The SAVE repayment plan has been ruled unlawful and ends July 1, when a new program called the Repayment Assistance Plan launches for federal borrowers. Parent PLUS loan holders must consolidate their loans by June 30 or permanently lose access to income-driven repayment.

Why it matters

SAVE borrowers who take no action before July 1 may be automatically moved to a standard repayment plan with significantly higher monthly payments.

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