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Mortgage & HousingMortgage Rates Near 3-Year High: Freddie Mac Reports 7.28% on 30-Year FixedEconomyFed Raises Rate to 4% for First Time Since 2023; More Hikes Priced In for Year-EndRetirement2026 Retirement Limits: 401(k) Cap Rises to $24,500 With New Roth Catch-Up RequirementInflationInflation Holds at 3.4% Through August; October Rate Projected Near 3.6%DebtCredit Card Delinquencies Jump to 12.8% as Total Balances Near All-Time RecordMortgage & HousingMortgage Rates Near 3-Year High: Freddie Mac Reports 7.28% on 30-Year FixedEconomyFed Raises Rate to 4% for First Time Since 2023; More Hikes Priced In for Year-EndRetirement2026 Retirement Limits: 401(k) Cap Rises to $24,500 With New Roth Catch-Up RequirementInflationInflation Holds at 3.4% Through August; October Rate Projected Near 3.6%DebtCredit Card Delinquencies Jump to 12.8% as Total Balances Near All-Time Record
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Today’s Lead Story
Sunday, October 4

Mortgage & Housing

Mortgage Rates Near 3-Year High: Freddie Mac Reports 7.28% on 30-Year Fixed

via Freddie Mac

The 30-year fixed mortgage rate climbed to 7.28% for the week ending October 1, its highest level since late 2023, according to Freddie Mac's weekly survey. Rates have now risen for six consecutive weeks, up from 7.03% the week prior, squeezing budgets for buyers and refinancers alike.

Why it matters

Each uptick in rates raises monthly payments on a new mortgage, so buyers and anyone considering a refinance should run fresh numbers before locking in.

See all today’s storiesRead source

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