Retirement
Social Security 2027 COLA Projected at 3.6%, Largest Benefit Increase in Three Years
via AARP
A widely cited estimate puts the 2027 Social Security cost-of-living adjustment near 3.6%, which would be the biggest benefit increase in three years. The official announcement is scheduled for October 14, 2026, based on third-quarter CPI-W data.
Why it matters
If confirmed, a 3.6% COLA adds roughly $65 per month on a typical $1,800 benefit, helping offset the higher grocery and energy costs retirees have been absorbing all year.


