Investing
Trump Accounts Open Saturday — Eligible Newborns Receive a Free $1,000 Government Deposit
via Charles Schwab
Starting July 5, parents and guardians can establish a Trump Account for any child under 18 — a new tax-deferred investment account created by the One Big Beautiful Bill Act. Children born between 2025 and 2028 receive an automatic $1,000 government seed deposit, and families can contribute up to $5,000 per year into low-cost index funds.
Why it matters
Parents with a child born after January 2025 have just days to prepare: Trump Accounts go live July 5 through TrumpAccounts.gov and eligible kids automatically qualify for a $1,000 government head start.


