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DebtUS Credit Card Debt Approaches Record High at $1.26 TrillionTaxesIRS Debuts Online Certificate to Verify Your Tax Filing HistoryRetirementSocial Security's 2026 Raise Is Being Partly Swallowed by Medicare CostsConsumer NewsCFPB Removes Detailed Complaint Stories From Its Public DatabaseEconomyFed Keeps Rates Unchanged but Jackson Hole Signals a Possible September HikeDebtUS Credit Card Debt Approaches Record High at $1.26 TrillionTaxesIRS Debuts Online Certificate to Verify Your Tax Filing HistoryRetirementSocial Security's 2026 Raise Is Being Partly Swallowed by Medicare CostsConsumer NewsCFPB Removes Detailed Complaint Stories From Its Public DatabaseEconomyFed Keeps Rates Unchanged but Jackson Hole Signals a Possible September Hike
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Today’s Lead Story
Monday, August 31

Debt

US Credit Card Debt Approaches Record High at $1.26 Trillion

via ABC News

Americans now owe $1.26 trillion on credit cards, close to an all-time record, while the average interest rate on balances stands at 22.15%. More than half of people carrying balances are using plastic to cover basics — food, utility bills, and healthcare — not discretionary purchases.

Why it matters

At a 22% interest rate, a household carrying $5,000 in card debt loses more than $1,100 per year just to interest — paying it down is one of the highest-return financial moves available right now.

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